OUR DEEP ROOTS IN OUR COMMUNITY ARE WHAT MAKE US YOUR LOCAL EXPERTS.
THE 10 NO-NO'S WHEN BUYING A HOME
CHANGE JOBS, BECOME SELF-EMPLOYED, OR QUIT YOUR JOB
USE CREDIT CARDS EXCESSIVELY OR LET CURRENT ACCOUNTS FALL BEHIND
OMIT DEBT OR LIABILITIES FROM YOUR LOAN APPLICATION
ORIGINATE ANY INQUIRIES INTO YOUR CREDIT
CHANGE BANK ACCOUNTS
BUY A CAR, TRUCK, OR VAN
SPEND MONEY YOU HAVE SET ASIDE FOR CLOSING
MAKE LARGE DEPOSITS WITHOUT CHECKING WITH YOUR LOAN OFFICER
CO-SIGN A LOAN FOR ANYONE
WHY DO YOU NEED A PRE-APPROVAL?
Look for your dream home with confidence, with a document that backs you up!
Getting a pre-approval: the process of viewing income, expenses and borrower's credit score.
INFORMATION NEEDED BY THE LENDER TO GET A PRE-APPROVAL:
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